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MORTGAGE ARCHITECTS
Your Expert Mortgage Broker in Toronto & Ontario
Helping Canadian Homeowners For Over 23+ Years.
Professional, Reliable, Responsive Mortgage Broker Services For Every Client in Toronto & Ontario.
Expert Advice to Help You in Your Search for the Right Mortgage Products.
Have Questions?
416-910-7559
why choose MORTGAGE ARCHITECTS ?
We Build Client Relationships for Your Brighter Future

Home Purchase
Get Pre-Approved Today

Refinance
Use Your Home Equity

Mortgage Renewal
Get Your Renewal Options
Navigating the Path to Home Ownership Together
Get Expert Advice and Help Today .
- Instant Mortgage Help
- Fast Online Quote Response
- Same Day Mortgage Pre-Approval
what we offer ?
Mortgage & Home Equity Loans
Talk to An Expert Today
Home Purchase
Shopping For a Home? Get Your Mortgage Pre-Approved Today.
- Get a Pre-Approved Mortgage
- Rate Hold for 120 Days
- Review Your Mortgage Options
Use Your Home Equity and Refinance Your Toronto Mortgage.
- Payoff High Interest Debts
- Renovate Your Home
- Get Cash Out of Equity
Mortgage Renewal
Discuss Your Mortgage Renewal Rate & Product Options Today.
- Get a Better Mortgage Rate
- Choose Mortgage Products
- Consider Refinancing Instead
Use Your Home Equity to Get a Second Mortgage in Toronto.
- Easier to Qualify For
- Interest Only Payments
- Use For Any Purpose
Get a Home Equity Loan with No Income or Credit History Needed.
- Use Your Home Equity
- Qualify With No Income or Credit Score
- Use Up To 80% of Home Value
Private Lenders in Toronto Can Help You Use Home Equity Easily.
- Easier to Qualify With
- Interest Only Payments
- Home Equity Loans
Recent Mortgages
Homeownership Dreams Start Here
how it works
Get the Help You Need For Your Home Purchase, Pre-Approval, Refinancing or Renewal.
01
Call or Get An Online Quote
We Strive to Get You the Answers You Need with Fast Response Times.
02
Document Collection
We Will Help You Collect The Documents You Need in An Easy Manner.
03
Evaluation & Approval
We’ll Work With You and Our Lenders To Get You Approved Quickly.
frequently asked questions
our most Popular Questions
A mortgage is a loan that you take out to finance the purchase of a home. It is a long-term loan typically repaid over 25 or 30 years. The property you purchase serves as collateral for the loan.
Several factors come into play when determining mortgage eligibility. These include your credit score, income, employment history, debt-to-income ratio, and the amount of your down payment. Lenders also consider the property's appraisal value and condition.
A fixed-rate mortgage has a set interest rate that remains unchanged throughout the loan term. This means your monthly mortgage payments will also remain consistent. In contrast, a variable rate mortgage offers a set payment or a changing payment, depending on the bank and how interest rates move up or down during the term. Rates fluctuate based on market conditions and the Bank of Canada decisions.
Mortgage Architects - Darin Bauer - Mortgage Broker
5.0Out of 5 starsOverall rating out of 19 Google reviews Verified by 
Darren is Bauer is great to work with. He helped me find a great rate is an very responsive.
10/10 for Darin at Mortgage Architects. Darin is meticulous, extremely organized and knowledgeable with a very strong work ethic. I have entrusted him to find me a new Mortgage as well as refinancing and he had always provided outstanding results each time. He is always on top of every detail, works quickly and gets things done right so I never have to stress! Best Mortgage broker you will ever work with!!
We would like to acknowledge the exceptional service that we received during the entire mortgage renewal process. First, Darin managed to secure us a great interest rate, then he was there every step of the renewal process with prompt emails every time there was an update. He handled everything thoroughly and efficiently. We wholeheartedly recommend him! Thank you Darin!
Darin is an established mortgage professional and we're thrilled with the level of service he provided our family. From the moment we were introduced, he provided prompt advice and solutions. He acted swiftly and gave us peace of mind with our home purchasing decision. We've worked with several financial professionals during our 15 years of home ownership and no one has been able to provide an outcome like Darin. We highly recommend him for all of your mortgage financing needs.
I am very happy that I found Darin during my search for refinancing my mortgage. Darin provided me very prompt and best service! We did not get a chance to meet in person, but he completed all paperwork online and everything was done fast and smooth. Thank you Darin!
Darin is professional and very knowledgeable.
Darin was very efficient with assisting us with our mortgage, providing options that many of the big banks could not offer. Really happy with his service and would recommend him to anyone.
Darin is fast and efficient to work with. He makes getting or renewing your mortgage a simple and uncomplicated process.
I worked with Darin for my mortgage in November 2013. Not only was he very proactive & professional, he offered me very competitive rates. The three things I most appreciated about Darin were that he went out of his way to get me a better rate than the one he had guaranteed me (many other brokers wouldn't have gone to the trouble and left me at the higher rate), he is very non-judgemental, and he contacted after my condo closed when I had issues with my taxes (my lawyer's issue) and helped me resolve them. I highly recommend dealing with Darin for all your mortgage needs. You will not be disappointed.
Very satisfied with his mortgage broker services. Darin helped me arrange my mortgage refinance and I was really happy with his professional service and low mortgage rates. He has lots of experience and knowledge about the mortgage industry. He had the best mortgage rates out of all the brokers and banks I contacted and a wide variety of lenders and products. As well, his service was very efficient by email and phone. The online application process was quick and simple, got the mortgage approval in less than 24 hours. Darin also has great contacts for lawyers and financial planners if you need one. Overall, it was a great experience working with him and I have already recommended him to family and friends. Thanks again Darin!
We worked with Darin when buying our first home, and then again when selling that one and buying another. Both times, we were very happy with the experience. He is very knowledgeable, on top of things always, very responsive, professional, and to the point. He got us excellent mortgage rates on both homes. We referred him to friends who were looking to buy, and they were also very happy to have worked with him. He is always willing to answer a zillion questions very promptly. Would definitely recommend giving him a call if you're looking for a broker who will look out for you!
Excellent service and I got a very low mortgage rate for my refinance. I contacted Darin to get approved quickly and he did so with ease. Very happy with the fast communication as well and the overall service I got , will recommend to family and friends!
I've had the chance to work with Darin on 2 separate deals. Both of my experiences with his services have been exceptional. I should add that I previously worked as a lender at an FI, so I have above average mortgage knowledge, which can be a detriment, because I ask a million and one questions and I'm overly detailed oriented on ratio, etc. Right from the beginning, he always answered all my endless emails at light speed. The first deal he helped me secure my mortgage when I first purchased my property 2 years ago. The purchase was rather complicated because it was Power of Sale, which meant I needed a fast close. I can't say enough how efficient Darin was in working with my Realtor and Lawyer. Adding a crazy work travel schedule to the mix, Darin worked with me between different time zones ensuring I could bump up my closing date within 7 days of getting my offer accepted by the bank. In mortgage closing time frames that is a record, organizing my mortgage docs, the lawyer, the Realtor etc. Even my Realtor doubted that this deal could close on time. Most recently I reached out to Darin with a simple inquiry, I needed to pull out equity for home reno's. Just to provide context on the time frame, I send Darin an email late Thursday night, Monday (3 business days later) I was already signing documents for the refinancing. Thanks for the fantastic service, I'm sure we will work on future deals. Happy Client, Liz